Side-by-side · Q2 2026 data
Highway Crossroads Credit Union vs Legacy Credit Union
Credit union
Highway Crossroads Credit Union
Sikeston, Missouri · Under $100 million in assets
Metric by metric
| Measure | Highway Crossroads Credit Union | Legacy Credit Union |
|---|---|---|
| TellerScore | 47 | 80 (stronger) |
| Capital cushion | 96 | 100 (stronger) |
| Loan quality | 0 | 47 (stronger) |
| Earnings | 0 | 79 (stronger) |
| Funding & liquidity | 83 | 88 (stronger) |
| Problem-loan coverage | 58 | 89 (stronger) |
| Peer percentile | 7th | 65th |
| Total assets | $24.4M | $25.4M |
| Deposits / shares | $20.4M | $20.8M |
| Capital ratio | 14.60% | 17.47% (stronger) |
| Problem loans | 4.65% | 1.60% (stronger) |
| Net charge-offs | 4.38% | 0.27% (stronger) |
| Return on assets | -1.84% | 1.47% (stronger) |
| Loans ÷ deposits | 77.7% | 72.2% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 2.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Legacy Credit Union has the higher TellerScore (80 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Highway Crossroads Credit Union leads on 1 and Legacy Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.