Side-by-side · Q2 2026 data
Highway Crossroads Credit Union vs United Labor Credit Union
Credit union
Highway Crossroads Credit Union
Sikeston, Missouri · Under $100 million in assets
Metric by metric
| Measure | Highway Crossroads Credit Union | United Labor Credit Union |
|---|---|---|
| TellerScore | 47 | 55 (stronger) |
| Capital cushion | 96 (stronger) | 23 |
| Loan quality | 0 | 62 (stronger) |
| Earnings | 0 | 46 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 58 | 85 (stronger) |
| Peer percentile | 7th | 15th |
| Total assets | $24.4M | $23.0M |
| Deposits / shares | $20.4M | $21.2M |
| Capital ratio | 14.60% (stronger) | 7.35% |
| Problem loans | 4.65% | 1.13% (stronger) |
| Net charge-offs | 4.38% | 0.58% (stronger) |
| Return on assets | -1.84% | 0.66% (stronger) |
| Loans ÷ deposits | 77.7% | 54.0% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 15.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Labor Credit Union has the higher TellerScore (55 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Highway Crossroads Credit Union leads on 2 and United Labor Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.