Side-by-side · Q2 2026 data
Hill District Federal Credit Union vs Williamsport Teachers Credit Union
Credit union
Hill District Federal Credit Union
Pittsburgh, Pennsylvania · Under $100 million in assets
Credit union
Williamsport Teachers Credit Union
South Williamsp, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Hill District Federal Credit Union | Williamsport Teachers Credit Union |
|---|---|---|
| TellerScore | 58 | 85 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 81 (stronger) |
| Earnings | 41 | 48 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 49 | 98 (stronger) |
| Peer percentile | 19th | 77th |
| Total assets | $16.5M | $15.6M |
| Deposits / shares | $11.7M | $12.5M |
| Capital ratio | 25.47% (stronger) | 19.52% |
| Problem loans | 26.24% | 0.56% (stronger) |
| Net charge-offs | 6.79% | 0.00% (stronger) |
| Return on assets | 0.52% | 0.71% (stronger) |
| Loans ÷ deposits | 34.8% (stronger) | 52.9% |
| Uninsured deposits | 0.0% (stronger) | 9.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Williamsport Teachers Credit Union has the higher TellerScore (85 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Hill District Federal Credit Union leads on 3 and Williamsport Teachers Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.