Side-by-side · Q2 2026 data
Hills Bank and Trust Company vs BankIowa
Metric by metric
| Measure | Hills Bank and Trust Company | BankIowa |
|---|---|---|
| TellerScore | 84 (stronger) | 70 |
| Capital cushion | 84 (stronger) | 75 |
| Loan quality | 87 (stronger) | 67 |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 48 (stronger) | 36 |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 95th | 43rd |
| Total assets | $4.8B | $846.2M |
| Deposits / shares | $3.5B | $712.7M |
| Capital ratio | 13.36% (stronger) | 12.46% |
| Problem loans | 0.40% (stronger) | 1.00% |
| Net charge-offs | 0.00% | -0.06% (stronger) |
| Return on assets | 2.08% (stronger) | 1.60% |
| Loans ÷ deposits | 102.2% | 96.5% (stronger) |
| Uninsured deposits | 23.8% (stronger) | 40.1% |
| Offices | 19 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | 6.9% |
Hills Bank and Trust Company has the higher TellerScore (84 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Hills Bank and Trust Company leads on 5 and BankIowa on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.