Side-by-side · Q2 2026 data
Hills Bank and Trust Company vs Collins Community Credit Union
Metric by metric
| Measure | Hills Bank and Trust Company | Collins Community Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 31 |
| Capital cushion | 84 (stronger) | 28 |
| Loan quality | 87 (stronger) | 18 |
| Earnings | 100 (stronger) | 13 |
| Funding & liquidity | 48 | 75 (stronger) |
| Problem-loan coverage | 96 (stronger) | 41 |
| Peer percentile | 95th | 1st |
| Total assets | $4.8B | $1.5B |
| Deposits / shares | $3.5B | $1.3B |
| Capital ratio | 13.36% (stronger) | 7.78% |
| Problem loans | 0.40% (stronger) | 2.47% |
| Net charge-offs | 0.00% (stronger) | 0.33% |
| Return on assets | 2.08% (stronger) | -0.17% |
| Loans ÷ deposits | 102.2% | 85.5% (stronger) |
| Uninsured deposits | 23.8% | 13.0% (stronger) |
| Offices | 19 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | 19.3% |
Hills Bank and Trust Company has the higher TellerScore (84 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Hills Bank and Trust Company leads on 5 and Collins Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cedar Rapids, IA
- Marion, IA
- North Liberty, IA