Side-by-side · Q2 2026 data
Hills Bank and Trust Company vs GreatAmerica Bank National Association
Metric by metric
| Measure | Hills Bank and Trust Company | GreatAmerica Bank National Association |
|---|---|---|
| TellerScore | 84 (stronger) | 73 |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 48 | 50 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 95th | 53rd |
| Total assets | $4.8B | $450.0M |
| Deposits / shares | $3.5B | $56.1M |
| Capital ratio | 13.36% | 61.62% (stronger) |
| Problem loans | 0.40% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.08% (stronger) | -2.74% |
| Loans ÷ deposits | 102.2% (stronger) | 457.1% |
| Uninsured deposits | 23.8% | 5.4% (stronger) |
| Offices | 19 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | — |
Hills Bank and Trust Company has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Hills Bank and Trust Company leads on 3 and GreatAmerica Bank National Association on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.