GreatAmerica Bank National Association (FDIC certificate #18463) is based in Cedar Rapids, Iowa. Its Q2 2026 call report shows $450.0M in total assets and $56.1M in deposits and 4 offices.
Based on its Q2 2026 filing, GreatAmerica Bank National Association scores 73/100, which we describe as strong. That is higher than 53% of 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 110th. Its strongest component is capital cushion (100/100; 61.62%), and its lowest is earnings (0/100; -2.74%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 12 points (61 → 73), mostly because the capital cushion component improved by 62 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 62 |
| Q4 2024 | 61 |
| Q1 2025 | 61 |
| Q2 2025 | 61 |
| Q3 2025 | 52 |
| Q4 2025 | 52 |
| Q1 2026 | 52 |
| Q2 2026 | 73 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.26% |
| Q3 2024 | 9.09% |
| Q4 2024 | 9.01% |
| Q1 2025 | 8.74% |
| Q2 2025 | 8.78% |
| Q3 2025 | 8.78% |
| Q4 2025 | 8.58% |
| Q1 2026 | 8.60% |
| Q2 2026 | 61.62% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.89% |
| Q4 2025 | 0.90% |
| Q1 2026 | 0.90% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.61% |
| Q3 2024 | -0.58% |
| Q4 2024 | -0.59% |
| Q1 2025 | -0.70% |
| Q2 2025 | -0.50% |
| Q3 2025 | -0.61% |
| Q4 2025 | -0.60% |
| Q1 2026 | -0.64% |
| Q2 2026 | -2.74% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $450.0M | 61.62% | 0.00% | -2.74% | 457.1% |
| Q1 2026 | 52 | $38.2M | 8.60% | 0.90% | -0.64% | 59.2% |
| Q4 2025 | 52 | $38.6M | 8.58% | 0.90% | -0.60% | 56.5% |
| Q3 2025 | 52 | $39.4M | 8.78% | 0.89% | -0.61% | 59.2% |
| Q2 2025 | 61 | $38.7M | 8.78% | 0.00% | -0.50% | 55.7% |
| Q1 2025 | 61 | $40.4M | 8.74% | 0.00% | -0.70% | 57.4% |
| Q4 2024 | 61 | $40.6M | 9.01% | 0.00% | -0.59% | 55.4% |
| Q3 2024 | 62 | $41.9M | 9.09% | 0.00% | -0.58% | 56.5% |
| Q2 2024 | 63 | $42.0M | 9.26% | 0.00% | -0.61% | 55.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| NSB BankBank Mason City, IA | 62 out of 100, Moderate | $460.8M | 8.5% | 0.32% | vs |
| Northeast Security BankBank Sumner, IA | 77 out of 100, Strong | $461.9M | 10.8% | 0.00% | vs |
| FreedomBankBank Elkader, IA | 73 out of 100, Strong | $433.9M | 10.7% | 0.26% | vs |
| TS BankBank Treynor, IA | 72 out of 100, Strong | $432.7M | 10.6% | 1.41% | vs |
| Iowa State BankBank Algona, IA | 73 out of 100, Strong | $470.7M | 11.2% | 0.15% | vs |
| Maquoketa State BankBank Maquoketa, IA | 86 out of 100, Very strong | $429.0M | 16.4% | 0.52% | vs |
Deposit insurance
Is my money safe at GreatAmerica Bank National Association?
Yes. GreatAmerica Bank National Association is an FDIC-insured institution (FDIC certificate #18463). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 5.4% of deposits ($3.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 61.62%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
GreatAmerica Bank National Association lists 3 offices in 3 cities. Most locations:
- Delhi, IA (1)
- Hiawatha, IA (1)
- Marion, IA (1)
Identity & history
Profile
- Legal name
- GreatAmerica Bank National Association
- Former names
- Heritage Bank; Delhi Savings Bank
- Type
- National bank
- FDIC certificate #
- 18463
- RSSD ID
- 225942
- Primary regulator
- OCC
- Holding company
- Greatamerica Holdings Inc
- Established
- March 1, 1899
- Headquarters
- 625 1st St Se, Cedar Rapids, IA 52401
- Website
- www.greatamericabank.com
- Employees
- 788
Quick answers
GreatAmerica Bank National Association: common questions
Is GreatAmerica Bank National Association FDIC insured?
Yes. GreatAmerica Bank National Association is an FDIC-insured institution (FDIC certificate #18463). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is GreatAmerica Bank National Association's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has GreatAmerica Bank National Association ever failed?
There is no failure record for FDIC certificate #18463 in the FDIC failed bank list.
How many branches does GreatAmerica Bank National Association have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Cedar Rapids
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Metco Credit UnionCredit union Cedar Rapids, IA | 92 out of 100, Very strong | $58.7M | 18.8% | 0.70% | vs |
| Farmers State BankBank Marion, IA | 91 out of 100, Very strong | $1.1B | 14.4% | 0.21% | vs |
| Cedar Rapids Bank and Trust CompanyBank Cedar Rapids, IA | 87 out of 100, Very strong | $2.9B | 16.9% | 0.54% | vs |
| The Watkins Savings BankBank Watkins, IA | 87 out of 100, Very strong | $86.7M | 14.8% | 0.00% | vs |
| Hills Bank and Trust CompanyBank Hills, IA | 84 out of 100, Strong | $4.8B | 13.4% | 0.40% | vs |
| Atkins Savings Bank & TrustBank Atkins, IA | 83 out of 100, Strong | $172.2M | 11.9% | 0.05% | vs |