Side-by-side · Q2 2026 data
Hilltop National Bank vs Blue Federal Credit Union
Metric by metric
| Measure | Hilltop National Bank | Blue Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 51 |
| Capital cushion | 69 (stronger) | 36 |
| Loan quality | 91 (stronger) | 65 |
| Earnings | 91 (stronger) | 41 |
| Funding & liquidity | 84 (stronger) | 54 |
| Problem-loan coverage | 96 (stronger) | 75 |
| Peer percentile | 95th | 7th |
| Total assets | $1.1B | $2.3B |
| Deposits / shares | $987.6M | $1.8B |
| Capital ratio | 11.95% (stronger) | 8.61% |
| Problem loans | 0.28% (stronger) | 1.05% |
| Net charge-offs | 0.15% (stronger) | 1.06% |
| Return on assets | 1.77% (stronger) | 0.51% |
| Loans ÷ deposits | 66.1% (stronger) | 106.2% |
| Uninsured deposits | 24.5% | 12.1% (stronger) |
| Offices | 7 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | 24.1% |
Hilltop National Bank has the higher TellerScore (84 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Hilltop National Bank leads on 6 and Blue Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.