Side-by-side · Q2 2026 data
Hilltop National Bank vs Pathfinder Federal Credit Union
Metric by metric
| Measure | Hilltop National Bank | Pathfinder Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 76 |
| Capital cushion | 69 (stronger) | 66 |
| Loan quality | 91 (stronger) | 79 |
| Earnings | 91 (stronger) | 65 |
| Funding & liquidity | 84 | 92 (stronger) |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 95th | 54th |
| Total assets | $1.1B | $68.6M |
| Deposits / shares | $987.6M | $61.2M |
| Capital ratio | 11.95% (stronger) | 11.55% |
| Problem loans | 0.28% (stronger) | 0.64% |
| Net charge-offs | 0.15% | 0.11% (stronger) |
| Return on assets | 1.77% (stronger) | 1.13% |
| Loans ÷ deposits | 66.1% (stronger) | 68.0% |
| Uninsured deposits | 24.5% | 14.3% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | — |
Hilltop National Bank has the higher TellerScore (84 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Hilltop National Bank leads on 5 and Pathfinder Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.