Side-by-side · Q2 2026 data
Hingham Institution for Savings vs PeoplesBank
Metric by metric
| Measure | Hingham Institution for Savings | PeoplesBank |
|---|---|---|
| TellerScore | 64 (stronger) | 57 |
| Capital cushion | 62 (stronger) | 43 |
| Loan quality | 74 | 81 (stronger) |
| Earnings | 70 (stronger) | 37 |
| Funding & liquidity | 27 | 48 (stronger) |
| Problem-loan coverage | 87 | 91 (stronger) |
| Peer percentile | 33rd | 16th |
| Total assets | $4.6B | $4.6B |
| Deposits / shares | $2.6B | $3.5B |
| Capital ratio | 11.19% (stronger) | 9.26% |
| Problem loans | 0.78% | 0.57% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.21% |
| Return on assets | 1.24% (stronger) | 0.43% |
| Loans ÷ deposits | 149.3% | 99.7% (stronger) |
| Uninsured deposits | 35.8% | 26.3% (stronger) |
| Offices | 7 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.3% |
Hingham Institution for Savings has the higher TellerScore (64 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Hingham Institution for Savings leads on 4 and PeoplesBank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.