Side-by-side · Q2 2026 data
Hmc (Nj) Federal Credit Union vs P.S.E. & G. Nuclear Employees Federal Credit Union
Credit union
Hmc (Nj) Federal Credit Union
Flemington, New Jersey · Under $100 million in assets
Credit union
P.S.E. & G. Nuclear Employees Federal Credit Union
Hancocks Bridge, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Hmc (Nj) Federal Credit Union | P.S.E. & G. Nuclear Employees Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 72 |
| Capital cushion | 63 | 79 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 29 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 52nd | 44th |
| Total assets | $8.9M | $10.0M |
| Deposits / shares | $7.8M | $8.7M |
| Capital ratio | 11.31% | 12.93% (stronger) |
| Problem loans | 0.00% (stronger) | 0.24% |
| Net charge-offs | -0.04% (stronger) | 1.20% |
| Return on assets | 0.23% (stronger) | -4.50% |
| Loans ÷ deposits | 21.9% (stronger) | 35.8% |
| Uninsured deposits | 2.1% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hmc (Nj) Federal Credit Union has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Hmc (Nj) Federal Credit Union leads on 5 and P.S.E. & G. Nuclear Employees Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.