Side-by-side · Q2 2026 data
HNB National Bank vs The Nodaway Valley Bank
Metric by metric
| Measure | HNB National Bank | The Nodaway Valley Bank |
|---|---|---|
| TellerScore | 81 | 87 (stronger) |
| Capital cushion | 47 | 66 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 86 (stronger) | 80 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 91st | 98th |
| Total assets | $1.3B | $1.6B |
| Deposits / shares | $1.2B | $1.4B |
| Capital ratio | 9.72% | 11.56% (stronger) |
| Problem loans | 0.06% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 2.66% (stronger) | 2.23% |
| Loans ÷ deposits | 74.1% | 73.3% (stronger) |
| Uninsured deposits | 14.2% (stronger) | 21.2% |
| Offices | 17 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | 5.8% |
The Nodaway Valley Bank has the higher TellerScore (87 vs 81). On the 7 directional measures above (where higher or lower is clearly better), HNB National Bank leads on 2 and The Nodaway Valley Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Saint Joseph, MO
- Savannah, MO