Side-by-side · Q2 2026 data
Hodge Bank & Trust Company vs Century Next Bank
Metric by metric
| Measure | Hodge Bank & Trust Company | Century Next Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 38 | 96 (stronger) |
| Earnings | 100 (stronger) | 90 |
| Funding & liquidity | 66 (stronger) | 28 |
| Problem-loan coverage | 83 | 98 (stronger) |
| Peer percentile | 72nd | 68th |
| Total assets | $127.6M | $916.4M |
| Deposits / shares | $108.3M | $795.3M |
| Capital ratio | 15.16% (stronger) | 11.95% |
| Problem loans | 1.85% | 0.12% (stronger) |
| Net charge-offs | 0.95% | 0.03% (stronger) |
| Return on assets | 2.55% (stronger) | 1.75% |
| Loans ÷ deposits | 79.0% (stronger) | 83.5% |
| Uninsured deposits | 29.1% (stronger) | 58.5% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Hodge Bank & Trust Company has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Hodge Bank & Trust Company leads on 5 and Century Next Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.