TellerScore

Hodge Bank & Trust Company (FDIC certificate #19354) is based in Hodge, Louisiana. Its Q2 2026 call report shows $127.6M in total assets and $108.3M in deposits and 1 office.

Based on its Q2 2026 filing, Hodge Bank & Trust Company scores 78/100, which we describe as strong. That is higher than 72% of 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 20th. Its strongest component is capital cushion (100/100; 15.16%), and its lowest is loan quality (38/100; 1.85%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 15.16%
Loan quality38/100
Noncurrent loans ÷ total loans: 1.85%
Earnings100/100
Return on assets (annualized): 2.55%
Funding & liquidity66/100
Loans ÷ deposits and uninsured-deposit share: 79.0% · 29.1% uninsured
Problem-loan coverage83/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 8.38%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (72 → 78), mostly because the loan quality component improved by 23 points.

TellerScore
717884Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202475
Q4 202475
Q1 202576
Q2 202572
Q3 202571
Q4 202571
Q1 202675
Q2 202678
Tier 1 leverage ratio
5.00%11.15%17.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202416.86%
Q3 202417.26%
Q4 202417.08%
Q1 202517.15%
Q2 202516.99%
Q3 202517.29%
Q4 202515.66%
Q1 202615.37%
Q2 202615.16%
Noncurrent loans
1.37%1.96%2.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.37%
Q3 20242.33%
Q4 20242.18%
Q1 20252.13%
Q2 20252.55%
Q3 20252.55%
Q4 20252.49%
Q1 20262.19%
Q2 20261.85%
Return on assets
2.07%2.39%2.72%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.33%
Q3 20242.29%
Q4 20242.07%
Q1 20252.72%
Q2 20252.56%
Q3 20252.60%
Q4 20252.31%
Q1 20262.22%
Q2 20262.55%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$127.6M15.16%1.85%2.55%79.0%
Q1 202675$119.9M15.37%2.19%2.22%81.4%
Q4 202571$116.6M15.66%2.49%2.31%81.4%
Q3 202571$108.2M17.29%2.55%2.60%86.6%
Q2 202572$102.7M16.99%2.55%2.56%83.0%
Q1 202576$101.4M17.15%2.13%2.72%81.0%
Q4 202475$98.5M17.08%2.18%2.07%83.0%
Q3 202475$97.9M17.26%2.33%2.29%78.1%
Q2 202484$98.6M16.86%1.37%2.33%73.6%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.16%
87th
Total risk-based capital0.00%
24th
Problem loans1.85%
14th
Net charge-offs0.95%
2nd
Return on assets2.55%
96th
Net interest margin4.91%
91st
Efficiency ratio41.6%
95th
Loans to deposits79.0%
51st
Uninsured deposits29.1%
31st
Loan-loss reserves1.52%
80th
Texas ratio8.4%
22nd

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Progressive National BankBank Mansfield, LA57 out of 100, Moderate$122.9M10.6%2.02%vs
Bank of Oak RidgeBank Oak Ridge, LA72 out of 100, Strong$138.6M11.6%0.00%vs
Bank of LouisianaBank New Orleans, LA70 out of 100, Strong$110.3M17.8%4.57%vs
Vermilion Bank & Trust CompanyBank Kaplan, LA72 out of 100, Strong$145.5M12.6%2.17%vs
Beauregard Federal Savings BankBank Deridder, LA41 out of 100, Below average$106.4M9.7%3.36%vs
Bank of ErathBank Erath, LA71 out of 100, Strong$105.3M14.4%1.42%vs

Deposit insurance

Is my money safe at Hodge Bank & Trust Company?

Yes. Hodge Bank & Trust Company is an FDIC-insured institution (FDIC certificate #19354). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 29.1% of deposits ($31.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 15.16%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Hodge Bank & Trust Company lists 1 office in 1 city. Most locations:

  • Hodge, LA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Hodge Bank & Trust Company
Type
State-chartered bank
FDIC certificate #
19354
RSSD ID
931355
Primary regulator
FDIC
Holding company
Hodge Bancshares Inc
Established
January 26, 1965
Headquarters
4619 Quitman Hwy, Hodge, LA 71247
Employees
14

Quick answers

Hodge Bank & Trust Company: common questions

Is Hodge Bank & Trust Company FDIC insured?

Yes. Hodge Bank & Trust Company is an FDIC-insured institution (FDIC certificate #19354). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Hodge Bank & Trust Company's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Hodge Bank & Trust Company ever failed?

There is no failure record for FDIC certificate #19354 in the FDIC failed bank list.

How many branches does Hodge Bank & Trust Company have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Hodge

InstitutionScoreAssetsCapitalProblem loansCompare
Gibsland Bank & Trust CompanyBank Gibsland, LA81 out of 100, Strong$574.3M16.5%0.61%vs
Century Next BankBank Ruston, LA77 out of 100, Strong$916.4M11.9%0.12%vs
Peoples BankBank Chatham, LA71 out of 100, Strong$86.1M11.7%1.32%vs
Jackson Parish BankBank Jonesboro, LA69 out of 100, Moderate$67.3M20.8%2.87%vs
Winnsboro State Bank & Trust CompanyBank Winnsboro, LA68 out of 100, Moderate$425.7M10.9%0.94%vs
LA Capitol Federal Credit UnionCredit union Baton Rouge, LA67 out of 100, Moderate$798.4M13.1%1.43%vs