Side-by-side · Q2 2026 data
Holyoke Credit Union vs Greater Springfield Credit Union
Credit union
Greater Springfield Credit Union
Springfield, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Holyoke Credit Union | Greater Springfield Credit Union |
|---|---|---|
| TellerScore | 53 | 94 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 53 | 85 (stronger) |
| Earnings | 39 | 92 (stronger) |
| Funding & liquidity | 76 | 99 (stronger) |
| Problem-loan coverage | 79 | 98 (stronger) |
| Peer percentile | 9th | 98th |
| Total assets | $296.4M | $230.3M |
| Deposits / shares | $240.3M | $188.5M |
| Capital ratio | 9.16% | 19.74% (stronger) |
| Problem loans | 1.42% | 0.45% (stronger) |
| Net charge-offs | 0.30% | 0.03% (stronger) |
| Return on assets | 0.48% | 1.79% (stronger) |
| Loans ÷ deposits | 84.6% | 61.6% (stronger) |
| Uninsured deposits | 6.5% (stronger) | 12.2% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.2% | — |
Greater Springfield Credit Union has the higher TellerScore (94 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Holyoke Credit Union leads on 1 and Greater Springfield Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.