The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 9 points (62 → 53), mostly because the loan quality component weakened by 32 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Massachusetts

Yes. Holyoke Credit Union is a federally insured credit union (NCUA charter #67875). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.5% of shares and deposits ($15.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.16%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Holyoke Credit Union lists 3 offices in 3 cities. Most locations:

• Feeding Hills, MA (1)
• Holyoke, MA (1)
• West Springfield, MA (1)

All branch addresses and map

In 2025, Holyoke Credit Union reported 153 home-loan applications under HMDA (LEI 5493001F1MFNT7Y4FU47): 95 originated ($14,845,000 total), 31 denied, and 25 withdrawn or closed by the applicant. Its denial rate on decided applications was 24.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Holyoke Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

67875

RSSD ID

1015092

Primary regulator

State + NCUA

Established

1911

Headquarters

490 Westfield Rd, Holyoke, MA 01040

Employees

39