Side-by-side · Q2 2026 data
Home Bank, National Association vs Currency Bank
Metric by metric
| Measure | Home Bank, National Association | Currency Bank |
|---|---|---|
| TellerScore | 70 | 86 (stronger) |
| Capital cushion | 71 | 84 (stronger) |
| Loan quality | 68 | 95 (stronger) |
| Earnings | 75 | 98 (stronger) |
| Funding & liquidity | 53 (stronger) | 50 |
| Problem-loan coverage | 85 | 99 (stronger) |
| Peer percentile | 58th | 90th |
| Total assets | $3.6B | $248.5M |
| Deposits / shares | $3.1B | $203.2M |
| Capital ratio | 12.11% | 13.38% (stronger) |
| Problem loans | 0.95% | 0.14% (stronger) |
| Net charge-offs | 0.06% | -0.05% (stronger) |
| Return on assets | 1.38% | 1.95% (stronger) |
| Loans ÷ deposits | 89.2% (stronger) | 93.0% |
| Uninsured deposits | 31.2% | 30.3% (stronger) |
| Offices | 41 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.8% | — |
Currency Bank has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Home Bank, National Association leads on 1 and Currency Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.