Side-by-side · Q2 2026 data
Home Bank of California vs Neighborhood National Bank
Metric by metric
| Measure | Home Bank of California | Neighborhood National Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 65 |
| Capital cushion | 73 (stronger) | 66 |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 100 (stronger) | 46 |
| Funding & liquidity | 48 | 48 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 86th | 29th |
| Total assets | $255.4M | $228.0M |
| Deposits / shares | $192.2M | $177.7M |
| Capital ratio | 12.27% (stronger) | 11.63% |
| Problem loans | 0.00% (stronger) | 0.68% |
| Net charge-offs | -0.00% (stronger) | 0.24% |
| Return on assets | 2.34% (stronger) | 0.65% |
| Loans ÷ deposits | 121.2% | 100.2% (stronger) |
| Uninsured deposits | 16.6% (stronger) | 26.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Home Bank of California has the higher TellerScore (84 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Home Bank of California leads on 6 and Neighborhood National Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.