Side-by-side · Q2 2026 data
Home Bank of California vs Wheelhouse Credit Union
Metric by metric
| Measure | Home Bank of California | Wheelhouse Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 69 |
| Capital cushion | 73 (stronger) | 37 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 100 (stronger) | 72 |
| Funding & liquidity | 48 | 67 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 86th | 48th |
| Total assets | $255.4M | $459.7M |
| Deposits / shares | $192.2M | $409.8M |
| Capital ratio | 12.27% (stronger) | 8.73% |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | -0.00% (stronger) | 0.16% |
| Return on assets | 2.34% (stronger) | 1.29% |
| Loans ÷ deposits | 121.2% | 93.1% (stronger) |
| Uninsured deposits | 16.6% | 9.3% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.1% |
Home Bank of California has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Home Bank of California leads on 5 and Wheelhouse Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.