Side-by-side · Q2 2026 data
Home Federal Bank of Tennessee vs SouthEast Bank
Metric by metric
| Measure | Home Federal Bank of Tennessee | SouthEast Bank |
|---|---|---|
| TellerScore | 57 (stronger) | 36 |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 0 | 11 (stronger) |
| Earnings | 33 | 50 (stronger) |
| Funding & liquidity | 83 (stronger) | 55 |
| Problem-loan coverage | 75 (stronger) | 49 |
| Peer percentile | 16th | 1st |
| Total assets | $2.7B | $3.6B |
| Deposits / shares | $2.1B | $3.2B |
| Capital ratio | 17.16% (stronger) | 8.51% |
| Problem loans | 3.92% | 2.66% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.10% |
| Return on assets | 0.31% | 0.75% (stronger) |
| Loans ÷ deposits | 69.8% (stronger) | 96.1% |
| Uninsured deposits | 21.2% (stronger) | 23.4% |
| Offices | 23 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
Home Federal Bank of Tennessee has the higher TellerScore (57 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Home Federal Bank of Tennessee leads on 5 and SouthEast Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.