Side-by-side · Q2 2026 data
Home Federal Savings and Loan Association vs Coastal Carolina National Bank
Bank
Home Federal Savings and Loan Association
Bamberg, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Home Federal Savings and Loan Association | Coastal Carolina National Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 71 |
| Capital cushion | 94 (stronger) | 44 |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 35 | 62 (stronger) |
| Funding & liquidity | 64 | 66 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 58th | 63rd |
| Total assets | $40.5M | $1.4B |
| Deposits / shares | $33.9M | $1.2B |
| Capital ratio | 14.44% (stronger) | 9.38% |
| Problem loans | 0.28% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.38% | 1.05% (stronger) |
| Loans ÷ deposits | 95.8% | 79.9% (stronger) |
| Uninsured deposits | 11.4% (stronger) | 27.9% |
| Offices | 1 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Home Federal Savings and Loan Association has the higher TellerScore (77 vs 71). On the 6 directional measures above (where higher or lower is clearly better), Home Federal Savings and Loan Association leads on 3 and Coastal Carolina National Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.