Side-by-side · Q2 2026 data
Home Federal Savings and Loan Association of Niles vs Peoples Savings and Loan Company
Bank
Home Federal Savings and Loan Association of Niles
Niles, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Home Federal Savings and Loan Association of Niles | Peoples Savings and Loan Company |
|---|---|---|
| TellerScore | 59 | 68 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 77 (stronger) | 26 |
| Earnings | 47 (stronger) | 36 |
| Funding & liquidity | 29 | 100 (stronger) |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 17th | 37th |
| Total assets | $159.1M | $157.4M |
| Deposits / shares | $86.5M | $126.2M |
| Capital ratio | 10.74% | 20.34% (stronger) |
| Problem loans | 0.70% (stronger) | 2.22% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.66% (stronger) | 0.39% |
| Loans ÷ deposits | 140.7% | 57.4% (stronger) |
| Uninsured deposits | 33.8% | 6.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Savings and Loan Company has the higher TellerScore (68 vs 59). On the 6 directional measures above (where higher or lower is clearly better), Home Federal Savings and Loan Association of Niles leads on 2 and Peoples Savings and Loan Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.