Peoples Savings and Loan Company (FDIC certificate #29813) is based in Bucyrus, Ohio. Its Q2 2026 call report shows $157.4M in total assets and $126.2M in deposits and 2 offices.
Peoples Savings and Loan Company has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 89th. Capital cushion contributes the most (100/100, 20.34%); loan quality contributes the least (26/100, 2.22%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (72 → 68), mostly because the loan quality component weakened by 27 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 72 |
| Q4 2024 | 68 |
| Q1 2025 | 74 |
| Q2 2025 | 72 |
| Q3 2025 | 68 |
| Q4 2025 | 67 |
| Q1 2026 | 77 |
| Q2 2026 | 68 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 21.27% |
| Q3 2024 | 20.50% |
| Q4 2024 | 20.18% |
| Q1 2025 | 20.41% |
| Q2 2025 | 20.10% |
| Q3 2025 | 20.34% |
| Q4 2025 | 20.17% |
| Q1 2026 | 20.11% |
| Q2 2026 | 20.34% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.69% |
| Q3 2024 | 1.57% |
| Q4 2024 | 1.95% |
| Q1 2025 | 1.13% |
| Q2 2025 | 1.42% |
| Q3 2025 | 1.89% |
| Q4 2025 | 2.11% |
| Q1 2026 | 1.12% |
| Q2 2026 | 2.22% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.25% |
| Q3 2024 | 0.20% |
| Q4 2024 | 0.17% |
| Q1 2025 | -0.02% |
| Q2 2025 | 0.07% |
| Q3 2025 | 0.12% |
| Q4 2025 | 0.19% |
| Q1 2026 | 0.37% |
| Q2 2026 | 0.39% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $157.4M | 20.34% | 2.22% | 0.39% | 57.4% |
| Q1 2026 | 77 | $160.6M | 20.11% | 1.12% | 0.37% | 55.2% |
| Q4 2025 | 67 | $156.4M | 20.17% | 2.11% | 0.19% | 56.5% |
| Q3 2025 | 68 | $157.2M | 20.34% | 1.89% | 0.12% | 54.7% |
| Q2 2025 | 72 | $156.2M | 20.10% | 1.42% | 0.07% | 53.6% |
| Q1 2025 | 74 | $155.2M | 20.41% | 1.13% | -0.02% | 51.7% |
| Q4 2024 | 68 | $155.5M | 20.18% | 1.95% | 0.17% | 51.3% |
| Q3 2024 | 72 | $155.3M | 20.50% | 1.57% | 0.20% | 51.8% |
| Q2 2024 | 71 | $147.4M | 21.27% | 1.69% | 0.25% | 54.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Home Federal Savings and Loan Association of NilesBank Niles, OH | 59 out of 100, Moderate | $159.1M | 10.7% | 0.70% | vs |
| The Citizens National Bank of WoodsfieldBank Woodsfield, OH | 65 out of 100, Moderate | $153.9M | 8.9% | 0.79% | vs |
| Nationwide Trust Company, FSBBank Columbus, OH | 94 out of 100, Very strong | $153.6M | 36.9% | 0.00% | vs |
| The Antwerp Exchange Bank CompanyBank Antwerp, OH | 62 out of 100, Moderate | $161.3M | 9.7% | 0.70% | vs |
| Miami Savings BankBank Miamitown, OH | 83 out of 100, Strong | $148.3M | 23.2% | 0.43% | vs |
| Monroe Federal Savings and Loan AssociationBank Tipp City, OH | 59 out of 100, Moderate | $144.5M | 9.9% | 0.22% | vs |
Deposit insurance
Is my money safe at Peoples Savings and Loan Company?
Yes. Peoples Savings and Loan Company is an FDIC-insured institution (FDIC certificate #29813). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 6.9% of deposits ($8.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 20.34%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Peoples Savings and Loan Company lists 2 offices in 1 city. Most locations:
- Bucyrus, OH (2)
Identity & history
Profile
- Legal name
- Peoples Savings and Loan Company
- Type
- State-chartered bank
- FDIC certificate #
- 29813
- RSSD ID
- 605571
- Primary regulator
- FDIC
- Established
- January 1, 1888
- Headquarters
- 300 S Walnut St, Bucyrus, OH 44820
- Website
- www.psalc.com
- Employees
- 25
Quick answers
Peoples Savings and Loan Company: common questions
Is Peoples Savings and Loan Company FDIC insured?
Yes. Peoples Savings and Loan Company is an FDIC-insured institution (FDIC certificate #29813). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Peoples Savings and Loan Company's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Peoples Savings and Loan Company ever failed?
There is no failure record for FDIC certificate #29813 in the FDIC failed bank list.
How many branches does Peoples Savings and Loan Company have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Bucyrus
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Bank of OhioBank Tiffin, OH | 90 out of 100, Very strong | $278.4M | 35.5% | 0.26% | vs |
| The First Citizens National Bank of Upper SanduskyBank Upper Sandusky, OH | 78 out of 100, Strong | $389.9M | 12.6% | 0.01% | vs |
| Sutton BankBank Attica, OH | 77 out of 100, Strong | $1.7B | 10.0% | 0.02% | vs |
| Pillar Credit UnionCredit union Marion, OH | 76 out of 100, Strong | $134.8M | 11.6% | 0.60% | vs |
| First Federal Bank of OhioBank Galion, OH | 75 out of 100, Strong | $282.9M | 13.7% | 0.93% | vs |
| Civista BankBank Sandusky, OH | 75 out of 100, Strong | $4.3B | 12.7% | 0.92% | vs |