Side-by-side · Q2 2026 data
Home Federal Savings and Loan Association of Niles vs Stark Federal Credit Union
Bank
Home Federal Savings and Loan Association of Niles
Niles, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Home Federal Savings and Loan Association of Niles | Stark Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 83 (stronger) |
| Capital cushion | 57 | 83 (stronger) |
| Loan quality | 77 (stronger) | 75 |
| Earnings | 47 | 77 (stronger) |
| Funding & liquidity | 29 | 96 (stronger) |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 17th | 83rd |
| Total assets | $159.1M | $217.7M |
| Deposits / shares | $86.5M | $188.5M |
| Capital ratio | 10.74% | 13.28% (stronger) |
| Problem loans | 0.70% (stronger) | 0.76% |
| Net charge-offs | 0.00% (stronger) | 0.45% |
| Return on assets | 0.66% | 1.43% (stronger) |
| Loans ÷ deposits | 140.7% | 64.5% (stronger) |
| Uninsured deposits | 33.8% | 2.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Stark Federal Credit Union has the higher TellerScore (83 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Home Federal Savings and Loan Association of Niles leads on 2 and Stark Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.