TellerScore

Stark Federal Credit Union is a federal credit union headquartered in Canton, Ohio, in business for about 65 years. At the end of Q2 2026 it reported $217.7M in total assets and $188.5M in member shares and deposits, with 3 offices.

Based on its Q2 2026 filing, Stark Federal Credit Union scores 83/100, which we describe as strong. That is higher than 83% of 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 39th. Its strongest component is funding & liquidity (96/100; 65% loans-to-deposits, 2% uninsured), and its lowest is loan quality (75/100; 0.76%).

TellerScore · Q2 2026

Scorecard

Capital cushion83/100
Net worth ratio: 13.28%
Loan quality75/100
Loans 60+ days delinquent ÷ total loans: 0.76%
Earnings77/100
Return on assets (annualized): 1.43%
Funding & liquidity96/100
Loans ÷ shares: 64.5% · 2.0% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.18%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (80 → 83), mostly because the capital cushion component improved by 7 points.

TellerScore
768185Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202485
Q3 202485
Q4 202482
Q1 202579
Q2 202580
Q3 202582
Q4 202580
Q1 202676
Q2 202683
Net worth ratio
7.00%10.14%13.28%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.54%
Q3 202412.85%
Q4 202412.72%
Q1 202512.56%
Q2 202512.62%
Q3 202512.95%
Q4 202512.92%
Q1 202612.81%
Q2 202613.28%
Delinquent loans (60+ days)
0.32%0.55%0.78%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.32%
Q3 20240.48%
Q4 20240.58%
Q1 20250.62%
Q2 20250.66%
Q3 20250.66%
Q4 20250.78%
Q1 20260.57%
Q2 20260.76%
Return on assets
0.62%1.09%1.56%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.51%
Q3 20241.56%
Q4 20241.36%
Q1 20251.07%
Q2 20251.27%
Q3 20251.41%
Q4 20251.30%
Q1 20260.62%
Q2 20261.43%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$217.7M13.28%0.76%1.43%64.5%
Q1 202676$216.1M12.81%0.57%0.62%65.0%
Q4 202580$211.6M12.92%0.78%1.30%66.1%
Q3 202582$207.0M12.95%0.66%1.41%67.1%
Q2 202580$205.4M12.62%0.66%1.27%67.1%
Q1 202579$200.3M12.56%0.62%1.07%65.7%
Q4 202482$193.5M12.72%0.58%1.36%66.6%
Q3 202485$188.4M12.85%0.48%1.56%66.0%
Q2 202485$186.7M12.54%0.32%1.51%65.1%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.28%
72nd
Problem loans0.76%
44th
Net charge-offs0.45%
40th
Return on assets1.43%
87th
Loans to deposits64.5%
71st
Uninsured deposits2.0%
90th
Loan-loss reserves0.00%
50th
Texas ratio3.2%
59th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Towpath Credit UnionCredit union Fairlawn, OH67 out of 100, Moderate$214.9M11.4%0.95%vs
Associated School Employees Credit UnionCredit union Youngstown, OH70 out of 100, Strong$222.1M10.3%0.30%vs
Achieve Credit UnionCredit union Elyria, OH69 out of 100, Moderate$210.1M11.3%1.01%vs
Impact Credit Union, Inc.Credit union Clyde, OH63 out of 100, Moderate$205.7M8.9%0.43%vs
Credit Union of OhioCredit union Hilliard, OH60 out of 100, Moderate$205.4M10.7%1.34%vs
Aurgroup Credit UnionCredit union Fairfield, OH68 out of 100, Moderate$203.8M8.9%0.40%vs

Deposit insurance

Is my money safe at Stark Federal Credit Union?

Yes. Stark Federal Credit Union is a federally insured credit union (NCUA charter #14120). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.0% of shares and deposits ($3.7M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.28%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Stark Federal Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Stark Federal Credit Union
Type
Federal credit union
NCUA charter #
14120
RSSD ID
201384
Primary regulator
NCUA
Established
1961
Headquarters
4100 Dressler Rd Nw, Canton, OH 44718
Employees
36

Quick answers

Stark Federal Credit Union: common questions

Is Stark Federal Credit Union NCUA insured?

Yes. Stark Federal Credit Union is a federally insured credit union (NCUA charter #14120). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Stark Federal Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Stark Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Canton

InstitutionScoreAssetsCapitalProblem loansCompare
Brewster Federal Credit UnionCredit union Brewster, OH95 out of 100, Very strong$32.9M18.4%0.56%vs
Firstenergy Family Credit UnionCredit union Akron, OH93 out of 100, Very strong$47.2M16.5%0.53%vs
Minerva Area Federal Credit UnionCredit union Minerva, OH93 out of 100, Very strong$17.9M15.1%0.14%vs
The Bank of Magnolia CompanyBank Magnolia, OH89 out of 100, Very strong$107.8M13.0%0.12%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Medina County Federal Credit UnionCredit union Wadsworth, OH88 out of 100, Very strong$151.3M12.3%0.09%vs