Side-by-side · Q2 2026 data
Home National Bank vs Bank419
Metric by metric
| Measure | Home National Bank | Bank419 |
|---|---|---|
| TellerScore | 52 | 55 (stronger) |
| Capital cushion | 55 (stronger) | 43 |
| Loan quality | 19 | 53 (stronger) |
| Earnings | 56 (stronger) | 43 |
| Funding & liquidity | 83 | 84 (stronger) |
| Problem-loan coverage | 71 | 79 (stronger) |
| Peer percentile | 11th | 14th |
| Total assets | $95.0M | $98.3M |
| Deposits / shares | $84.0M | $89.0M |
| Capital ratio | 10.46% (stronger) | 9.27% |
| Problem loans | 2.43% | 1.42% (stronger) |
| Net charge-offs | 0.28% | 0.01% (stronger) |
| Return on assets | 0.90% (stronger) | 0.58% |
| Loans ÷ deposits | 67.3% (stronger) | 76.4% |
| Uninsured deposits | 23.5% | 14.5% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank419 has the higher TellerScore (55 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Home National Bank leads on 3 and Bank419 on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.