Bank419 (FDIC certificate #16167) is based in Metamora, Ohio. Its Q2 2026 call report shows $98.3M in total assets and $89.0M in deposits and 3 offices.
Bank419 has a TellerScore of 55 out of 100 (moderate) based on Q2 2026 data — higher than only 14% of its 546 banks with under $100 million in assets. Among 157 banks headquartered in Ohio, it ranks 146th. Funding & liquidity contributes the most (84/100, 76% loans-to-deposits, 15% uninsured); earnings contributes the least (43/100, 0.58%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 12 points (67 → 55), mostly because the loan quality component weakened by 45 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 67 |
| Q4 2024 | 66 |
| Q1 2025 | 66 |
| Q2 2025 | 67 |
| Q3 2025 | 67 |
| Q4 2025 | 65 |
| Q1 2026 | 55 |
| Q2 2026 | 55 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.67% |
| Q3 2024 | 8.89% |
| Q4 2024 | 9.02% |
| Q1 2025 | 9.30% |
| Q2 2025 | 9.31% |
| Q3 2025 | 9.27% |
| Q4 2025 | 9.09% |
| Q1 2026 | 9.03% |
| Q2 2026 | 9.27% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.04% |
| Q1 2025 | 0.06% |
| Q2 2025 | 0.06% |
| Q3 2025 | 0.06% |
| Q4 2025 | 0.20% |
| Q1 2026 | 1.38% |
| Q2 2026 | 1.42% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.47% |
| Q3 2024 | 0.48% |
| Q4 2024 | 0.48% |
| Q1 2025 | 0.36% |
| Q2 2025 | 0.48% |
| Q3 2025 | 0.49% |
| Q4 2025 | 0.50% |
| Q1 2026 | 0.62% |
| Q2 2026 | 0.58% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 55 | $98.3M | 9.27% | 1.42% | 0.58% | 76.4% |
| Q1 2026 | 55 | $100.2M | 9.03% | 1.38% | 0.62% | 78.6% |
| Q4 2025 | 65 | $101.2M | 9.09% | 0.20% | 0.50% | 79.8% |
| Q3 2025 | 67 | $98.1M | 9.27% | 0.06% | 0.49% | 82.1% |
| Q2 2025 | 67 | $98.4M | 9.31% | 0.06% | 0.48% | 81.5% |
| Q1 2025 | 66 | $94.2M | 9.30% | 0.06% | 0.36% | 85.3% |
| Q4 2024 | 66 | $94.8M | 9.02% | 0.04% | 0.48% | 83.3% |
| Q3 2024 | 67 | $100.7M | 8.89% | 0.00% | 0.48% | 77.8% |
| Q2 2024 | 66 | $96.9M | 8.67% | 0.00% | 0.47% | 79.3% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First Central National Bank of St. ParisBank St. Paris, OH | 87 out of 100, Very strong | $97.0M | 18.9% | 0.02% | vs |
| Peoples First Savings BankBank Mason, OH | 42 out of 100, Below average | $99.9M | 10.0% | 2.34% | vs |
| The First National Bank of GermantownBank Germantown, OH | 63 out of 100, Moderate | $96.2M | 8.5% | 0.47% | vs |
| Home National BankBank Racine, OH | 52 out of 100, Below average | $95.0M | 10.5% | 2.43% | vs |
| The Ottoville Bank CompanyBank Ottoville, OH | 95 out of 100, Very strong | $93.8M | 21.4% | 0.00% | vs |
| The Covington Savings and Loan AssociationBank Covington, OH | 91 out of 100, Very strong | $84.0M | 18.6% | 0.00% | vs |
Deposit insurance
Is my money safe at Bank419?
Yes. Bank419 is an FDIC-insured institution (FDIC certificate #16167). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 14.5% of deposits ($12.9M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.27%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.86% (benchmark: 10%).
3 locations
Branches
Bank419 lists 3 offices in 3 cities. Most locations:
- Maumee, OH (1)
- Metamora, OH (1)
- Sylvania, OH (1)
Identity & history
Profile
- Legal name
- Bank419
- Former names
- The Metamora State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 16167
- RSSD ID
- 533227
- Primary regulator
- FED
- Holding company
- Metamora Bcorp Inc
- Established
- May 25, 1944
- Headquarters
- 120 E Main St, Metamora, OH 43540
- Website
- www.metamorabank.com
- Employees
- 25
Quick answers
Bank419: common questions
Is Bank419 FDIC insured?
Yes. Bank419 is an FDIC-insured institution (FDIC certificate #16167). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank419's TellerScore?
55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank419 ever failed?
There is no failure record for FDIC certificate #16167 in the FDIC failed bank list.
How many branches does Bank419 have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Metamora
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Eight Federal Credit UnionCredit union Rossford, OH | 96 out of 100, Very strong | $25.3M | 14.8% | 0.02% | vs |
| Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH | 95 out of 100, Very strong | $45.5M | 17.8% | 0.34% | vs |
| Superior Credit Union, IncCredit union Lima, OH | 94 out of 100, Very strong | $2.0B | 15.2% | 0.20% | vs |
| First Federal Savings and Loan AssociationBank Delta, OH | 93 out of 100, Very strong | $246.0M | 16.5% | 0.00% | vs |
| Tlc Community Credit UnionCredit union Adrian, MI | 90 out of 100, Very strong | $950.2M | 14.5% | 0.14% | vs |
| Lenco Credit UnionCredit union Adrian, MI | 82 out of 100, Strong | $145.0M | 12.1% | 0.21% | vs |