Side-by-side · Q2 2026 data
Home National Bank vs Peoples First Savings Bank
Metric by metric
| Measure | Home National Bank | Peoples First Savings Bank |
|---|---|---|
| TellerScore | 52 (stronger) | 42 |
| Capital cushion | 55 (stronger) | 50 |
| Loan quality | 19 | 22 (stronger) |
| Earnings | 56 (stronger) | 37 |
| Funding & liquidity | 83 (stronger) | 51 |
| Problem-loan coverage | 71 (stronger) | 61 |
| Peer percentile | 11th | 5th |
| Total assets | $95.0M | $99.9M |
| Deposits / shares | $84.0M | $85.5M |
| Capital ratio | 10.46% (stronger) | 10.01% |
| Problem loans | 2.43% | 2.34% (stronger) |
| Net charge-offs | 0.28% | 0.00% (stronger) |
| Return on assets | 0.90% (stronger) | 0.43% |
| Loans ÷ deposits | 67.3% (stronger) | 102.8% |
| Uninsured deposits | 23.5% | 20.4% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Home National Bank has the higher TellerScore (52 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Home National Bank leads on 4 and Peoples First Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.