Side-by-side · Q2 2026 data
Home Savings Bank vs Wiremen'S Credit Union
Metric by metric
| Measure | Home Savings Bank | Wiremen'S Credit Union |
|---|---|---|
| TellerScore | 84 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 56 | 63 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 86th | 92nd |
| Total assets | $108.8M | $40.6M |
| Deposits / shares | $76.4M | $33.5M |
| Capital ratio | 15.73% | 17.01% (stronger) |
| Problem loans | 0.00% (stronger) | 0.11% |
| Net charge-offs | 0.00% | -0.08% (stronger) |
| Return on assets | 0.89% | 1.07% (stronger) |
| Loans ÷ deposits | 121.1% | 51.9% (stronger) |
| Uninsured deposits | 8.6% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wiremen'S Credit Union has the higher TellerScore (92 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Home Savings Bank leads on 1 and Wiremen'S Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.