Side-by-side · Q2 2026 data
Home State Bank vs Northeast Security Bank
Metric by metric
| Measure | Home State Bank | Northeast Security Bank |
|---|---|---|
| TellerScore | 38 | 77 (stronger) |
| Capital cushion | 39 | 58 (stronger) |
| Loan quality | 26 | 100 (stronger) |
| Earnings | 9 | 69 (stronger) |
| Funding & liquidity | 74 (stronger) | 72 |
| Problem-loan coverage | 66 | 100 (stronger) |
| Peer percentile | 2nd | 68th |
| Total assets | $480.7M | $461.9M |
| Deposits / shares | $436.9M | $379.1M |
| Capital ratio | 8.91% | 10.77% (stronger) |
| Problem loans | 2.21% | 0.00% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.25% |
| Return on assets | -0.27% | 1.22% (stronger) |
| Loans ÷ deposits | 86.6% | 70.7% (stronger) |
| Uninsured deposits | 6.5% (stronger) | 30.8% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.0% | 3.4% |
Northeast Security Bank has the higher TellerScore (77 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Home State Bank leads on 2 and Northeast Security Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.