Side-by-side · Q2 2026 data
Home State Bank vs MidCountry Bank
Metric by metric
| Measure | Home State Bank | MidCountry Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 72 |
| Capital cushion | 68 | 80 (stronger) |
| Loan quality | 97 (stronger) | 70 |
| Earnings | 67 (stronger) | 61 |
| Funding & liquidity | 97 (stronger) | 61 |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 84th | 66th |
| Total assets | $218.9M | $1.1B |
| Deposits / shares | $194.3M | $835.8M |
| Capital ratio | 11.81% | 13.00% (stronger) |
| Problem loans | 0.08% (stronger) | 0.90% |
| Net charge-offs | 0.11% | 0.03% (stronger) |
| Return on assets | 1.18% (stronger) | 1.03% |
| Loans ÷ deposits | 62.2% (stronger) | 86.6% |
| Uninsured deposits | 16.5% (stronger) | 26.4% |
| Offices | 4 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Home State Bank has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Home State Bank leads on 5 and MidCountry Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hutchinson, MN
- Litchfield, MN