Side-by-side · Q2 2026 data
Home State Bank, National Association vs First Secure State Bank
Metric by metric
| Measure | Home State Bank, National Association | First Secure State Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 68 |
| Capital cushion | 68 | 80 (stronger) |
| Loan quality | 98 (stronger) | 56 |
| Earnings | 81 (stronger) | 46 |
| Funding & liquidity | 71 | 81 (stronger) |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 82nd | 37th |
| Total assets | $776.0M | $305.6M |
| Deposits / shares | $686.6M | $249.3M |
| Capital ratio | 11.79% | 13.03% (stronger) |
| Problem loans | 0.07% (stronger) | 1.31% |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.52% (stronger) | 0.64% |
| Loans ÷ deposits | 74.5% (stronger) | 79.7% |
| Uninsured deposits | 28.5% | 11.0% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | — |
Home State Bank, National Association has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Home State Bank, National Association leads on 5 and First Secure State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.