Side-by-side · Q2 2026 data
Home Town Federal Credit Union vs Building Trades Federal Credit Union
Credit union
Building Trades Federal Credit Union
Maple Grove, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Home Town Federal Credit Union | Building Trades Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 73 (stronger) |
| Capital cushion | 56 | 59 (stronger) |
| Loan quality | 81 | 90 (stronger) |
| Earnings | 66 (stronger) | 63 |
| Funding & liquidity | 85 (stronger) | 79 |
| Problem-loan coverage | 92 (stronger) | 79 |
| Peer percentile | 57th | 60th |
| Total assets | $293.3M | $249.9M |
| Deposits / shares | $262.5M | $217.5M |
| Capital ratio | 10.61% | 10.92% (stronger) |
| Problem loans | 0.58% | 0.29% (stronger) |
| Net charge-offs | 0.51% | 0.28% (stronger) |
| Return on assets | 1.15% (stronger) | 1.08% |
| Loans ÷ deposits | 75.6% | 71.2% (stronger) |
| Uninsured deposits | 4.1% (stronger) | 23.8% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
Building Trades Federal Credit Union has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Home Town Federal Credit Union leads on 2 and Building Trades Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.