Side-by-side · Q2 2026 data
Home Town Federal Credit Union vs Greater Community Credit Union
Metric by metric
| Measure | Home Town Federal Credit Union | Greater Community Credit Union |
|---|---|---|
| TellerScore | 72 | 91 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 81 | 84 (stronger) |
| Earnings | 66 | 86 (stronger) |
| Funding & liquidity | 85 | 87 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 57th | 96th |
| Total assets | $293.3M | $296.5M |
| Deposits / shares | $262.5M | $235.0M |
| Capital ratio | 10.61% | 20.72% (stronger) |
| Problem loans | 0.58% | 0.48% (stronger) |
| Net charge-offs | 0.51% | -0.09% (stronger) |
| Return on assets | 1.15% | 1.66% (stronger) |
| Loans ÷ deposits | 75.6% | 73.6% (stronger) |
| Uninsured deposits | 4.1% (stronger) | 9.7% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Greater Community Credit Union has the higher TellerScore (91 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Home Town Federal Credit Union leads on 1 and Greater Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.