TellerScore

Greater Community Credit Union is a federally insured state-chartered credit union headquartered in Dawson, Minnesota, in business for about 65 years. At the end of Q2 2026 it reported $296.5M in total assets and $235.0M in member shares and deposits, with 4 offices.

Greater Community Credit Union has a TellerScore of 91 out of 100 (very strong) based on Q2 2026 data — higher than 96% of its 1,341 credit unions with $100 million – $1 billion. Among 80 credit unions headquartered in Minnesota, it ranks 5th. Capital cushion contributes the most (100/100, 20.72%); loan quality contributes the least (84/100, 0.48%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.72%
Loan quality84/100
Loans 60+ days delinquent ÷ total loans: 0.48%
Earnings86/100
Return on assets (annualized): 1.66%
Funding & liquidity87/100
Loans ÷ shares: 73.6% · 9.7% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.36%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (89 → 91), mostly because the loan quality component improved by 6 points.

TellerScore
899192Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202492
Q3 202492
Q4 202491
Q1 202590
Q2 202589
Q3 202590
Q4 202590
Q1 202690
Q2 202691
Net worth ratio
7.00%13.93%20.85%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.49%
Q3 202419.46%
Q4 202419.22%
Q1 202519.42%
Q2 202520.38%
Q3 202520.85%
Q4 202520.70%
Q1 202620.39%
Q2 202620.72%
Delinquent loans (60+ days)
0.44%0.56%0.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.47%
Q3 20240.44%
Q4 20240.46%
Q1 20250.52%
Q2 20250.67%
Q3 20250.53%
Q4 20250.53%
Q1 20260.55%
Q2 20260.48%
Return on assets
1.47%1.63%1.80%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.80%
Q3 20241.76%
Q4 20241.70%
Q1 20251.47%
Q2 20251.61%
Q3 20251.64%
Q4 20251.61%
Q1 20261.50%
Q2 20261.66%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$296.5M20.72%0.48%1.66%73.6%
Q1 202690$294.7M20.39%0.55%1.50%71.1%
Q4 202590$284.9M20.70%0.53%1.61%75.6%
Q3 202590$277.2M20.85%0.53%1.64%74.5%
Q2 202589$277.9M20.38%0.67%1.61%74.2%
Q1 202590$285.5M19.42%0.52%1.47%70.1%
Q4 202491$283.0M19.22%0.46%1.70%73.9%
Q3 202492$273.2M19.46%0.44%1.76%74.3%
Q2 202492$266.6M19.49%0.47%1.80%75.0%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.72%
98th
Problem loans0.48%
66th
Net charge-offs-0.09%
100th
Return on assets1.66%
92nd
Loans to deposits73.6%
54th
Uninsured deposits9.7%
18th
Loan-loss reserves0.00%
50th
Texas ratio1.4%
85th

Similar-size credit unions in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
Home Town Federal Credit UnionCredit union Owatonna, MN72 out of 100, Strong$293.3M10.6%0.58%vs
North Shore Federal Credit UnionCredit union Silver Bay, MN74 out of 100, Strong$284.8M12.8%0.33%vs
Minnesota Valley Federal Credit UnionCredit union Mankato, MN77 out of 100, Strong$329.0M11.5%0.56%vs
Centricity Credit UnionCredit union Hermantown, MN85 out of 100, Very strong$340.5M14.0%0.79%vs
St. Paul Federal Credit UnionCredit union Saint Paul, MN76 out of 100, Strong$252.1M12.9%0.20%vs
Building Trades Federal Credit UnionCredit union Maple Grove, MN73 out of 100, Strong$249.9M10.9%0.29%vs

Deposit insurance

Is my money safe at Greater Community Credit Union?

Yes. Greater Community Credit Union is a federally insured credit union (NCUA charter #61624). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.7% of shares and deposits ($22.9M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 20.72%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Greater Community Credit Union lists 4 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Greater Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61624
RSSD ID
62398
Primary regulator
State + NCUA
Established
1961
Headquarters
711 6th St, Dawson, MN 56232
Employees
25

Quick answers

Greater Community Credit Union: common questions

Is Greater Community Credit Union NCUA insured?

Yes. Greater Community Credit Union is a federally insured credit union (NCUA charter #61624). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Greater Community Credit Union's TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Greater Community Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Dawson

InstitutionScoreAssetsCapitalProblem loansCompare
First Security Bank - CanbyBank Canby, MN97 out of 100, Very strong$85.2M14.1%0.08%vs
Farmers and Merchants State Bank of AppletonBank Appleton, MN70 out of 100, Strong$62.0M13.0%1.89%vs
Co-Op Credit Union of MontevideoCredit union Montevideo, MN69 out of 100, Moderate$422.8M15.8%3.18%vs
Minnwest BankBank Redwood Falls, MN68 out of 100, Moderate$2.9B10.8%0.56%vs
United Prairie BankBank Mountain Lake, MN66 out of 100, Moderate$939.3M9.7%0.66%vs
FM BankBank Waseca, MN66 out of 100, Moderate$738.4M7.7%0.00%vs