Side-by-side · Q2 2026 data
HomeBank Texas vs Lakeside Bank
Metric by metric
| Measure | HomeBank Texas | Lakeside Bank |
|---|---|---|
| TellerScore | 79 | 92 (stronger) |
| Capital cushion | 66 | 94 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 97 (stronger) | 87 |
| Funding & liquidity | 44 | 73 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 75th | 97th |
| Total assets | $403.0M | $389.2M |
| Deposits / shares | $354.9M | $311.6M |
| Capital ratio | 11.59% | 14.37% (stronger) |
| Problem loans | 0.11% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.92% (stronger) | 1.67% |
| Loans ÷ deposits | 83.5% | 83.4% (stronger) |
| Uninsured deposits | 44.2% | 18.1% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | — |
Lakeside Bank has the higher TellerScore (92 vs 79). On the 7 directional measures above (where higher or lower is clearly better), HomeBank Texas leads on 1 and Lakeside Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.