The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (80 → 79).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Texas

Yes. HomeBank Texas is an FDIC-insured institution (FDIC certificate #17094). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 44.2% of deposits ($157.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.59%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.37% (benchmark: 10%).

Check how much of your own balance is covered

HomeBank Texas lists 3 offices in 3 cities. Most locations:

• Dallas, TX (1)
• Rockwall, TX (1)
• Seagoville, TX (1)

All branch addresses and map

In 2025, HomeBank Texas reported 84 home-loan applications under HMDA (LEI 549300I72FXKCNGRQC43): 58 originated ($26,020,000 total), 10 denied, and 14 withdrawn or closed by the applicant. Its denial rate on decided applications was 14.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

HomeBank Texas

Former names

Seagoville State Bank; HomeBank @

Type

State-chartered bank

FDIC certificate #

17094

RSSD ID

522669

Primary regulator

FDIC

Holding company

Mta Bancshares Inc

Established

April 7, 1952

Headquarters

601 N Highway 175, Seagoville, TX 75159

Website

www.homebanktx.com

Employees

49