Side-by-side · Q2 2026 data
HomeBank Texas vs The American National Bank of Texas
Metric by metric
| Measure | HomeBank Texas | The American National Bank of Texas |
|---|---|---|
| TellerScore | 79 (stronger) | 61 |
| Capital cushion | 66 (stronger) | 38 |
| Loan quality | 96 (stronger) | 92 |
| Earnings | 97 (stronger) | 45 |
| Funding & liquidity | 44 | 55 (stronger) |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 75th | 24th |
| Total assets | $403.0M | $5.5B |
| Deposits / shares | $354.9M | $4.6B |
| Capital ratio | 11.59% (stronger) | 8.84% |
| Problem loans | 0.11% (stronger) | 0.23% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.92% (stronger) | 0.63% |
| Loans ÷ deposits | 83.5% | 73.0% (stronger) |
| Uninsured deposits | 44.2% | 43.9% (stronger) |
| Offices | 3 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 11.4% |
HomeBank Texas has the higher TellerScore (79 vs 61). On the 7 directional measures above (where higher or lower is clearly better), HomeBank Texas leads on 5 and The American National Bank of Texas on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Rockwall, TX
- Dallas, TX
- Seagoville, TX