Side-by-side · Q2 2026 data
HomeBank Texas vs TrustTexas Bank, SSB
Metric by metric
| Measure | HomeBank Texas | TrustTexas Bank, SSB |
|---|---|---|
| TellerScore | 79 (stronger) | 54 |
| Capital cushion | 66 (stronger) | 30 |
| Loan quality | 96 (stronger) | 78 |
| Earnings | 97 (stronger) | 30 |
| Funding & liquidity | 44 | 89 (stronger) |
| Problem-loan coverage | 91 (stronger) | 63 |
| Peer percentile | 75th | 10th |
| Total assets | $403.0M | $393.5M |
| Deposits / shares | $354.9M | $384.8M |
| Capital ratio | 11.59% (stronger) | 8.02% |
| Problem loans | 0.11% (stronger) | 0.67% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.92% (stronger) | 0.24% |
| Loans ÷ deposits | 83.5% | 54.9% (stronger) |
| Uninsured deposits | 44.2% | 25.5% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 31.3% |
HomeBank Texas has the higher TellerScore (79 vs 54). On the 7 directional measures above (where higher or lower is clearly better), HomeBank Texas leads on 5 and TrustTexas Bank, SSB on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.