Side-by-side · Q2 2026 data
Homebase Federal Credit Union vs Agriculture Federal Credit Union
Metric by metric
| Measure | Homebase Federal Credit Union | Agriculture Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 76 (stronger) |
| Capital cushion | 59 | 74 (stronger) |
| Loan quality | 68 | 83 (stronger) |
| Earnings | 66 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 57th | 68th |
| Total assets | $297.8M | $350.7M |
| Deposits / shares | $268.0M | $309.0M |
| Capital ratio | 10.87% | 12.38% (stronger) |
| Problem loans | 0.96% | 0.52% (stronger) |
| Net charge-offs | 0.55% | 0.45% (stronger) |
| Return on assets | 1.14% (stronger) | 0.68% |
| Loans ÷ deposits | 55.4% (stronger) | 66.1% |
| Uninsured deposits | 6.0% (stronger) | 15.3% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 41.8% |
Agriculture Federal Credit Union has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Homebase Federal Credit Union leads on 3 and Agriculture Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.