Side-by-side · Q2 2026 data
Homeland Federal Savings Bank vs b1BANK
Metric by metric
| Measure | Homeland Federal Savings Bank | b1BANK |
|---|---|---|
| TellerScore | 59 | 59 |
| Capital cushion | 42 | 59 (stronger) |
| Loan quality | 67 (stronger) | 58 |
| Earnings | 78 (stronger) | 69 |
| Funding & liquidity | 46 (stronger) | 34 |
| Problem-loan coverage | 69 | 81 (stronger) |
| Peer percentile | 17th | 19th |
| Total assets | $657.8M | $8.9B |
| Deposits / shares | $572.5M | $7.3B |
| Capital ratio | 9.21% | 10.91% (stronger) |
| Problem loans | 0.99% (stronger) | 1.26% |
| Net charge-offs | -0.00% (stronger) | 0.12% |
| Return on assets | 1.44% (stronger) | 1.23% |
| Loans ÷ deposits | 97.0% | 90.8% (stronger) |
| Uninsured deposits | 30.8% (stronger) | 46.7% |
| Offices | 5 | 56 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Homeland Federal Savings Bank leads on 4 and b1BANK on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.