Side-by-side · Q2 2026 data
Homestead Bank vs Farmers and Merchants State Bank, Bloomfield, Nebraska
Bank
Farmers and Merchants State Bank, Bloomfield, Nebraska
Bloomfield, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Homestead Bank | Farmers and Merchants State Bank, Bloomfield, Nebraska |
|---|---|---|
| TellerScore | 91 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 93 | 98 (stronger) |
| Earnings | 86 (stronger) | 85 |
| Funding & liquidity | 73 | 80 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 96th | 68th |
| Total assets | $537.0M | $232.9M |
| Deposits / shares | $413.6M | $209.7M |
| Capital ratio | 18.62% (stronger) | 9.45% |
| Problem loans | 0.20% | 0.07% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.65% (stronger) | 1.62% |
| Loans ÷ deposits | 80.2% | 62.1% (stronger) |
| Uninsured deposits | 21.5% (stronger) | 31.6% |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Homestead Bank has the higher TellerScore (91 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Homestead Bank leads on 4 and Farmers and Merchants State Bank, Bloomfield, Nebraska on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.