Side-by-side · Q2 2026 data
Homestead Bank vs Nebraska Energy Federal Credit Union
Credit union
Nebraska Energy Federal Credit Union
Columbus, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Homestead Bank | Nebraska Energy Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 87 |
| Capital cushion | 100 | 100 |
| Loan quality | 93 | 98 (stronger) |
| Earnings | 86 (stronger) | 74 |
| Funding & liquidity | 73 (stronger) | 54 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 96th | 91st |
| Total assets | $537.0M | $327.7M |
| Deposits / shares | $413.6M | $262.4M |
| Capital ratio | 18.62% | 19.32% (stronger) |
| Problem loans | 0.20% | 0.05% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.65% (stronger) | 1.36% |
| Loans ÷ deposits | 80.2% (stronger) | 106.6% |
| Uninsured deposits | 21.5% | 2.1% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Homestead Bank has the higher TellerScore (91 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Homestead Bank leads on 4 and Nebraska Energy Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.