Side-by-side · Q2 2026 data
Homestead Bank vs Scribner Bank
Metric by metric
| Measure | Homestead Bank | Scribner Bank |
|---|---|---|
| TellerScore | 91 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 93 | 99 (stronger) |
| Earnings | 86 | 100 (stronger) |
| Funding & liquidity | 73 | 76 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 96th | 97th |
| Total assets | $537.0M | $86.9M |
| Deposits / shares | $413.6M | $72.1M |
| Capital ratio | 18.62% (stronger) | 16.56% |
| Problem loans | 0.20% | 0.04% (stronger) |
| Net charge-offs | 0.00% | -0.12% (stronger) |
| Return on assets | 1.65% | 2.73% (stronger) |
| Loans ÷ deposits | 80.2% | 78.8% (stronger) |
| Uninsured deposits | 21.5% | 19.6% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Scribner Bank has the higher TellerScore (96 vs 91). On the 7 directional measures above (where higher or lower is clearly better), Homestead Bank leads on 1 and Scribner Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.