TellerScore

Scribner Bank (FDIC certificate #14026) is based in Scribner, Nebraska. Its Q2 2026 call report shows $86.9M in total assets and $72.1M in deposits and 1 office.

Scribner Bank has a TellerScore of 96 out of 100 (very strong) based on Q2 2026 data — higher than 97% of its 546 banks with under $100 million in assets. Among 139 banks headquartered in Nebraska, it ranks 3rd. Capital cushion contributes the most (100/100, 16.56%); funding & liquidity contributes the least (76/100, 79% loans-to-deposits, 20% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 16.56%
Loan quality99/100
Noncurrent loans ÷ total loans: 0.04%
Earnings100/100
Return on assets (annualized): 2.73%
Funding & liquidity76/100
Loans ÷ deposits and uninsured-deposit share: 78.8% · 19.6% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 17 points (79 → 96), mostly because the loan quality component improved by 64 points.

TellerScore
788897Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202494
Q3 202496
Q4 202488
Q1 202578
Q2 202579
Q3 202578
Q4 202580
Q1 202697
Q2 202696
Tier 1 leverage ratio
5.00%10.78%16.56%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202414.20%
Q3 202414.88%
Q4 202415.50%
Q1 202515.31%
Q2 202515.42%
Q3 202515.70%
Q4 202515.38%
Q1 202615.65%
Q2 202616.56%
Noncurrent loans
0.04%1.10%2.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.26%
Q3 20240.26%
Q4 20240.94%
Q1 20252.10%
Q2 20251.95%
Q3 20252.17%
Q4 20251.86%
Q1 20260.05%
Q2 20260.04%
Return on assets
2.33%2.54%2.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.47%
Q3 20242.74%
Q4 20242.34%
Q1 20252.33%
Q2 20252.47%
Q3 20252.68%
Q4 20252.33%
Q1 20262.69%
Q2 20262.73%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202696$86.9M16.56%0.04%2.73%78.8%
Q1 202697$86.0M15.65%0.05%2.69%76.0%
Q4 202580$91.7M15.38%1.86%2.33%69.8%
Q3 202578$85.0M15.70%2.17%2.68%72.8%
Q2 202579$86.0M15.42%1.95%2.47%74.5%
Q1 202578$79.3M15.31%2.10%2.33%77.9%
Q4 202488$79.1M15.50%0.94%2.34%78.7%
Q3 202496$77.8M14.88%0.26%2.74%68.3%
Q2 202494$81.0M14.20%0.26%2.47%66.2%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.56%
77th
Total risk-based capital0.00%
27th
Problem loans0.04%
66th
Net charge-offs-0.12%
95th
Return on assets2.73%
96th
Net interest margin5.17%
92nd
Efficiency ratio57.5%
78th
Loans to deposits78.8%
31st
Uninsured deposits19.6%
35th
Loan-loss reserves1.92%
82nd
Texas ratio0.2%
69th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of ElginBank Elgin, NE92 out of 100, Very strong$87.3M13.5%0.00%vs
Siouxland BankBank South Sioux City, NE88 out of 100, Very strong$88.3M12.4%0.00%vs
Thayer County BankBank Hebron, NE81 out of 100, Strong$88.5M13.0%0.32%vs
Chambers State BankBank Chambers, NE91 out of 100, Very strong$89.2M24.7%0.39%vs
First Bank and Trust CompanyBank Minden, NE78 out of 100, Strong$91.2M10.5%0.00%vs
Clarkson BankBank Clarkson, NE82 out of 100, Strong$81.4M11.0%0.19%vs

Deposit insurance

Is my money safe at Scribner Bank?

Yes. Scribner Bank is an FDIC-insured institution (FDIC certificate #14026). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 19.6% of deposits ($14.1M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 16.56%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Scribner Bank lists 1 office in 1 city. Most locations:

  • Scribner, NE (1)

All branch addresses and map

Identity & history

Profile

Legal name
Scribner Bank
Former names
Farmers State Bank
Type
State-chartered bank
FDIC certificate #
14026
RSSD ID
711753
Primary regulator
FDIC
Holding company
Scribner Banshares Inc
Established
August 17, 1917
Headquarters
400 Main St, Scribner, NE 68057
Employees
13

Quick answers

Scribner Bank: common questions

Is Scribner Bank FDIC insured?

Yes. Scribner Bank is an FDIC-insured institution (FDIC certificate #14026). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Scribner Bank's TellerScore?

96 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Scribner Bank ever failed?

There is no failure record for FDIC certificate #14026 in the FDIC failed bank list.

How many branches does Scribner Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Scribner

InstitutionScoreAssetsCapitalProblem loansCompare
Homestead BankBank Cozad, NE91 out of 100, Very strong$537.0M18.6%0.20%vs
First Northeast Bank of NebraskaBank Lyons, NE88 out of 100, Very strong$472.6M13.5%0.22%vs
Platte Valley BankBank North Bend, NE88 out of 100, Very strong$107.2M13.9%0.19%vs
BankFirstBank Norfolk, NE85 out of 100, Very strong$1.2B15.3%0.84%vs
F&M BankBank West Point, NE83 out of 100, Strong$354.6M11.8%0.07%vs
Battle Creek State BankBank Battle Creek, NE81 out of 100, Strong$71.0M14.4%0.00%vs