TellerScore

Side-by-side · Q2 2026 data

Homestead Savings Bank vs Aeroquip Credit Union

Bank

Homestead Savings Bank

Albion, Michigan · Under $100 million in assets

68of 100
Moderate

Credit union

Aeroquip Credit Union

Jackson, Michigan · Under $100 million in assets

78of 100
Strong

Metric by metric

MeasureHomestead Savings BankAeroquip Credit Union
TellerScore6878 (stronger)
Capital cushion44100 (stronger)
Loan quality92 (stronger)79
Earnings50 (stronger)25
Funding & liquidity8392 (stronger)
Problem-loan coverage97 (stronger)96
Peer percentile33rd59th
Total assets$71.6M$51.6M
Deposits / shares$64.6M$42.8M
Capital ratio9.42%15.81% (stronger)
Problem loans0.24% (stronger)0.62%
Net charge-offs-0.00% (stronger)0.90%
Return on assets0.75% (stronger)0.13%
Loans ÷ deposits77.1%68.2% (stronger)
Uninsured deposits12.0%4.5% (stronger)
Offices34
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Aeroquip Credit Union has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Homestead Savings Bank leads on 3 and Aeroquip Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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