Side-by-side · Q2 2026 data
Homestead Savings Bank vs Consumers Professional Credit Union
Metric by metric
| Measure | Homestead Savings Bank | Consumers Professional Credit Union |
|---|---|---|
| TellerScore | 68 | 81 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 92 (stronger) | 57 |
| Earnings | 50 | 62 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 33rd | 80th |
| Total assets | $71.6M | $149.7M |
| Deposits / shares | $64.6M | $125.5M |
| Capital ratio | 9.42% | 16.80% (stronger) |
| Problem loans | 0.24% (stronger) | 1.28% |
| Net charge-offs | -0.00% (stronger) | 0.38% |
| Return on assets | 0.75% | 1.05% (stronger) |
| Loans ÷ deposits | 77.1% | 48.1% (stronger) |
| Uninsured deposits | 12.0% | 10.3% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
Consumers Professional Credit Union has the higher TellerScore (81 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Homestead Savings Bank leads on 2 and Consumers Professional Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.