Side-by-side · Q2 2026 data
Hometown Bank vs The Wilmington Savings Bank
Metric by metric
| Measure | Hometown Bank | The Wilmington Savings Bank |
|---|---|---|
| TellerScore | 54 | 72 (stronger) |
| Capital cushion | 32 | 96 (stronger) |
| Loan quality | 80 (stronger) | 73 |
| Earnings | 27 | 51 (stronger) |
| Funding & liquidity | 67 (stronger) | 39 |
| Problem-loan coverage | 89 | 92 (stronger) |
| Peer percentile | 10th | 50th |
| Total assets | $254.9M | $267.3M |
| Deposits / shares | $216.8M | $228.1M |
| Capital ratio | 8.17% | 14.61% (stronger) |
| Problem loans | 0.61% (stronger) | 0.82% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.19% | 0.78% (stronger) |
| Loans ÷ deposits | 88.3% (stronger) | 90.9% |
| Uninsured deposits | 19.2% (stronger) | 42.5% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | — |
The Wilmington Savings Bank has the higher TellerScore (72 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Hometown Bank leads on 3 and The Wilmington Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.