Side-by-side · Q2 2026 data
HomeTown Bank vs Premier Bank Minnesota
Metric by metric
| Measure | HomeTown Bank | Premier Bank Minnesota |
|---|---|---|
| TellerScore | 64 | 77 (stronger) |
| Capital cushion | 33 | 50 (stronger) |
| Loan quality | 88 | 99 (stronger) |
| Earnings | 54 | 97 (stronger) |
| Funding & liquidity | 76 (stronger) | 55 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 26th | 68th |
| Total assets | $691.9M | $691.5M |
| Deposits / shares | $617.5M | $620.1M |
| Capital ratio | 8.27% | 10.02% (stronger) |
| Problem loans | 0.37% | 0.04% (stronger) |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 0.85% | 1.93% (stronger) |
| Loans ÷ deposits | 82.4% (stronger) | 86.9% |
| Uninsured deposits | 16.3% (stronger) | 31.6% |
| Offices | 10 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.2% | 14.9% |
Premier Bank Minnesota has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), HomeTown Bank leads on 2 and Premier Bank Minnesota on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.