Side-by-side · Q2 2026 data
Hometown Bank of Corbin, Inc. vs United Citizens Bank of Southern Kentucky
Metric by metric
| Measure | Hometown Bank of Corbin, Inc. | United Citizens Bank of Southern Kentucky |
|---|---|---|
| TellerScore | 63 | 81 (stronger) |
| Capital cushion | 38 | 71 (stronger) |
| Loan quality | 83 | 86 (stronger) |
| Earnings | 51 | 98 (stronger) |
| Funding & liquidity | 77 (stronger) | 61 |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 24th | 80th |
| Total assets | $302.3M | $286.2M |
| Deposits / shares | $268.1M | $243.5M |
| Capital ratio | 8.78% | 12.07% (stronger) |
| Problem loans | 0.52% | 0.43% (stronger) |
| Net charge-offs | 0.07% | 0.05% (stronger) |
| Return on assets | 0.78% | 1.96% (stronger) |
| Loans ÷ deposits | 70.8% (stronger) | 99.5% |
| Uninsured deposits | 26.3% | 12.7% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Citizens Bank of Southern Kentucky has the higher TellerScore (81 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Hometown Bank of Corbin, Inc. leads on 1 and United Citizens Bank of Southern Kentucky on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.